Monday, 31 March 2014

Domestic Workers - Minimum Wage


Short Answer:  See wage table below.
Long answer:
When viewing the table provided you will notice that a few distinctions are made.
If your domestic worker works more than 27 ordinary hours per month you will refer to table 1. If your domestic worker works less than 27 ordinary hours per month you will refer to table 2. After you selected the correct table you need to select either Area A or Area B depending on where you live. Area A contains a list of areas which includes Ekhuruleni. If the area you live in is not contained in the list of Area A you will automatically fall under Area B.
DOMESTIC WORKER MINIMUM WAGE INCREASES FROM 1 DECEMBER 2013

Wage Tables for the Domestic Worker Sector
Table 1
Minimum wages for domestic workers who work more than 27 ordinary hours per week
Area A
Bergrivier Local Municipality, Breederivier Local Municipality, Buffalo City Local Municipality, Cape Agulhas Local Municipality, Cederberg Local Municipality, City of Cape Town, City of Johannesburg Metropolitan Municipality, City of Tshwane Metropolitan Municipality, Drakenstein Local Municipality, Ekurhulen Metropolitan Municipality, Emalahleni Local Municipality, Emfuleni Local Municipality, Ethekwini Metropolitan Unicity, Gamagara Local Municipality, George Local Municipality, Hibiscus Coast Local Municipality, Karoo Hoogland Local Municipality, Kgatelopele Local Municipality, Khara Hais Local Municipality, Knysna Local Municipality, Kungwini Local Municipality, Kouga Local Municipality, Langeberg Local Municipality, Lesedi Local Municipality,  Makana Local Municipality, Mangaung Local Municipality, Matzikama Local Municipality, Metsimaholo Local Municipality, Middelburg Local Municipality, Midvaal Local Municipality, Mngeni Local Municipality, Mogale Local Municipality, Mosselbaai Local Municipality, Msunduzi Local Municipality, Mtubatu Local Municipality, Nama Khoi Local Municipality, Nelson Mandela, Nokeng tsa Taemane Local Municipality, Oudtshoorn Local Municipality, Overstrand Local Municipality, Plettenbergbaai Local Municipality, Potchefstroom Local Municipality, Randfontein Local Municipality, Richtersveld Local Municipality, Saldanha Bay Local Municipality, Sol Plaatjie Local Municipality, Stellenbosch Local Municipality, Swartland Local Municipality, Swellendam Local Municipality, Theewaterskloof Local Municipality, Umdoni Local Municipality, uMhlathuze Local Municipality and Witzenberg Local Municipality.
Minimum rates for the period 1 December 2011 to
30 November 2012
Minimum rates for the period 1 December 2012 to
30 November 2013
Minimum rates for the period
1 December 2013 to
30 November 2014
Hourly Rate   (R )
8.34
Hourly Rate   (R )
8.95
Hourly Rate   (R )
9.63
Weekly Rate   (R )
375.19
Weekly Rate (R )
402.96
Weekly Rate   (R )
433.35
Monthly Rate   (R )
1625.70
Monthly Rate (R )
1746.00
Monthly Rate   (R )
1877.70
Wages in Area A will be subjected to a CPI plus 1% increase for the period 1 December 2013 to 30 November 2014.  The CPI*** (for the lowest quintile) six weeks prior to 1 December 2013 has been 6,6%.This means that wages for this period was calculated as follows: CPI (for the lowest quintile) plus 1% for Area A = 6,6% + 1% =7.6%.

Area B
Areas not mentioned in Area A
Minimum rates for the period 1 December 2011 to 30 November 2012
Minimum rates for the period 1 December 2012 to 30 November 2013
Minimum rates for the period 1 December 2013 to 30 November 2014
Hourly Rate   (R )
7.06
Hourly Rate (R )
7.65
Hourly Rate   (R )
8.30
Weekly Rate   (R )
317.62
Weekly Rate (R )
344.30
Weekly Rate   (R )
373.50
Monthly Rate   (R )
1376.25
Monthly Rate(R )
1491.86
Monthly Rate   (R )
1618.37
 Wages in Area B will be subjected to a CPI plus 2% increase for the period 1 December 2013 to 30 November 2014.  The CPI*** (for the lowest quintile) six weeks prior to 1 December 2013 has been 6,6%.This means that wages for this period was calculated as follows: CPI (for the lowest quintile) plus 2% for Area B = 6,6% + 2% =8.6%.









Table 2
Minimum wages for domestic workers who work 27 ordinary hours per week or less
Area A
Bergrivier Local Municipality, Breederivier Local Municipality, Buffalo City Local Municipality, Cape Agulhas Local Municipality, Cederberg Local Municipality, City of Cape Town, City of Johannesburg Metropolitan Municipality, City of Tshwane Metropolitan Municipality, Drakenstein Local Municipality, Ekurhulen Metropolitan Municipality, Emalahleni Local Municipality, Emfuleni Local Municipality, Ethekwini Metropolitan Unicity, Gamagara Local Municipality, George Local Municipality, Hibiscus Coast Local Municipality, Karoo Hoogland Local Municipality, Kgatelopele Local Municipality, Khara Hais Local Municipality, Knysna Local Municipality, Kungwini Local Municipality, Kouga Local Municipality, Langeberg Local Municipality, Lesedi Local Municipality,  Makana Local Municipality, Mangaung Local Municipality, Matzikama Local Municipality, Metsimaholo Local Municipality, Middelburg Local Municipality, Midvaal Local Municipality, Mngeni Local Municipality, Mogale Local Municipality, Mosselbaai Local Municipality, Msunduzi Local Municipality, Mtubatu Local Municipality, Nama Khoi Local Municipality, Nelson Mandela, Nokeng tsa Taemane Local Municipality, Oudtshoorn Local Municipality, Overstrand Local Municipality, Plettenbergbaai Local Municipality, Potchefstroom Local Municipality, Randfontein Local Municipality, Richtersveld Local Municipality, Saldanha Bay Local Municipality, Sol Plaatjie Local Municipality, Stellenbosch Local Municipality, Swartland Local Municipality, Swellendam Local Municipality, Theewaterskloof Local Municipality, Umdoni Local Municipality, uMhlathuze Local Municipality and Witzenberg Local Municipality.
Minimum rates for the period
1 December 2011 to
30 November 2012
Minimum rates for the period
1 December 2012 to
30 November 2013
Minimum rates for the period
1 December 2013 to
30 November 2014
Hourly Rate   (R )
9.85
Hourly Rate   (R )
10.48
Hourly Rate   (R )
11.27
Weekly Rate   (R )
265.94
Weekly Rate   (R )
285.62
Weekly Rate   (R )
304.29
Monthly Rate   (R )
1152.32
Monthly Rate   (R )
1237.60
Monthly Rate   (R )
1318.48
 Wages in Area A will be subjected to a CPI plus 1% increase for the period 1 December 2013 to 30 November 201.  The CPI*** (for the lowest quintile) six weeks prior to 1 December 2013 has been 6,6%.This means that wages for this period was calculated as follows: CPI (for the lowest quintile) plus 1% for Area A = 6,6% + 1% =7.6%.

Area B
Areas not mentioned in Area A
Minimum rates for the period
1 December 2011 to
 30 November 2012
Minimum rates for the period
1 December 2012 to
30 November 2013
Minimum rates for the period
1 December 2013 to
30 November 2014
Hourly Rate   (R )
8.33
Hourly Rate   (R )
9.03
Hourly Rate   (R )
9.80
Weekly Rate   (R )
224.90
Weekly Rate   (R )
243.80
Weekly Rate   (R )
264.60
Monthly Rate   (R )
974.49
Monthly Rate   (R )
1056.35
Monthly Rate   (R )
1146.51
 Wages in Area B will be subjected to a CPI plus 2% increase for the period 1 December 2013 to 30 November 2014.  The CPI*** (for the lowest quintile) six weeks prior to 1 December 2013 has been 6,6%.This means that wages for this period was calculated as follows: CPI (for the lowest quintile) plus 2% for Area B = 6,6% + 2% =8.6%.




Monday, 17 February 2014

Antenuptial Contracts

Why are antenuptial contracts important?
Short aswer:
 It is responsible financial planning.
Long answer: 
Where there is no antenuptial contract you will automatically be married in community of property. This means that the property, assets and liabilities belonging to both spouses at the time of marriage or property, assets and liabilities acquired any time during the marriage become part of the joint estate. The spouses own the assets and liabilities in equal shares.
This firstly means that insolvency of one of the spouses affects both and secondly that where the marriage is dissolved by death of one of the spouses the joint estate is administered. It should be clear that marriage in community of property where one of the spouses owns a business or is exposed to financial risk is not recommended.
Where there is an antenuptial contract the parties can choose whether they want to be married out of community of property with or without the accrual system.
This means that each spouse keeps his or her own assets and is free to deal with his or her own estate as he or she likes. Spouses are not liable for each other's debts. Thus, if one spouse becomes insolvent, creditors cannot touch the assets of the other spouse.
The accrual system recognises that during a marriage the husband and wife keep on adding to their joint property. For example, they may add to their property by both working and bringing money into the marriage. Or one spouse may add indirectly by staying home and looking after the children. The accrual system is based on the idea of marriage as a partnership.
So how does it work? At the beginning of the marriage the estate of each spouse is given a net commencement value. The net value is arrived at by subtracting one's liabilities from one's assets. During the marriage each spouse controls his or her own estate. When the marriage ends each spouse's estate is valued again. The value of each spouse's estate at the start of the marriage gets compared with the value at the end of the marriage. This shows the accrual in each spouse's property. The difference between the spouses’ accruals is calculated and the spouse with the smaller accrual gets half of the difference between the two accruals. Inheritances, gifts and damages for non-financial loss are excluded from the accrual.
So the spouses share their gains made during the marriage but not their assets acquired before the marriage.
An antenuptial contract ensures that you can establish a solid foundation for estate and financial planning, transparency and fairness.